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Harold L. Carmean, II, CKA®

Creative Wealth Management, LLC

Areas of Concentration

Cash Management and Budgeting, Charitable Giving, Comprehensive Financial Planning, Education Planning, Elder Care, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Legacy Planning, Life Planning, Long-Term Care, Planning for Owners of Closely-Held Businesses, Planning for Couples, Retirement Income Management, Retirement Planning, Risk Management, Securities, Social Security Planning, Socially Responsible Investments, Sudden Wealth Management, Wealth Management, Wealth Transfer

Office Location

Creative Wealth Management, LLC
11202 Racetrack Rd., Suite 102
Ocean Pines, MD 21811


Creative Wealth Management, LLC, is a financial services company that specializes in assisting individuals, business owners, professionals, and their families plan for a sound financial future through the establishment and implementation of pre-retirement, retirement, financial and estate planning strategies. We strive to preserve and protect families and businesses utilizing tax reduction and financial planning strategies to work towards fulfilling macro and micro investment goals. We understand the importance of your financial security and are always available for consultation. We value our relationships with clients just like family.

Licensed in these states: CA, CO, DE, FL, IN, MD, PA, VA

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