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The rise of the “robo-advisor” is seen as a threat, yet technology has been disrupting the financial advisory business for decades. Technology is again driving major changes, a great convergence across historically-separate industry channels, triggering a crisis of differentiation, a search for new business models, and rising pressure on improving the client experience. In the near future, these trends will accelerate, as consumers and planners both shift from Baby Boomers to the tech-savvy Gen X and Millennial generations.
Michael Kitces is the Chief Financial Planning Nerd at Kitces.com, dedicated to advancing knowledge in financial planning and helping make financial advisors better and more successful. He is also the Head of Planning Strategy at Buckingham Wealth Partners, co-founder of the XY Planning Network, AdvicePay, fpPathfinder, FABeanCounters, and New Planner Recruiting, and the former practitioner editor of the Journal of Financial Planning. Additionally, he hosts the Financial Advisor Success podcast and is the publisher of the popular financial planning industry blog Nerd’s Eye View.
In 2010, Michael was recognized with one of the FPA’s “Heart of Financial Planning” awards for his dedication and work in advancing the profession.