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This one page client-oriented article gives a brief overview of the Live, Give, Owe, Grow pie chart model that Ron Blue teaches regarding the uses of money. The diagram reveals that there are four ways to spend money in the short term: live, give, owe (debt and taxes), and grow. Of these, one is obligatory (owing), one is consumptive (live), and two are productive (giving and growing.) Ron explains that two things - commitments and priorities - determine the allocation of resources among the wedges of the pie.
Ron Blue is widely considered to be the father of Christian financial planning. He is the founder or co-founder of Ronald Blue Trust, National Christian Foundation, Kingdom Advisors, and The Ron Blue Institute for Financial Planning. He is also the author of more than 20 books and has served on the boards of numerous organizations. Ron and his wife, Judy, have been married for 55 years, have five children and 13 grandchildren, and live in Bloomington, Indiana.